The majority of people who have a significant amount of credit history tend to have at least one negative item on their credit report. It is also important to keep in mind that quite a few items that are listed on the credit reports of consumers in the United States like you might not be…
Thinking about getting an emotional support animal (ESA) but worried about the cost? You’re not alone. While these furry (or feathered) friends can offer priceless companionship and comfort, they can also come with a price tag that might make you do a double-take. From initial adoption fees to vet bills, owning an ESA isn’t exactly…
As you might expect, your credit history and credit score are particularly relevant when you are trying to become a member of a credit union. However, you might not have the best credit score for whatever reason, but you still want to join a credit union. Bad credit is not necessarily something that will completely…
If you’ve got yourself a shiny new Discover Card credit card, then you might be surprised to find out that not all places accept it as a credit card payment. The main reason that Discover is not accepted by as many establishments as Visa and MasterCard is because the merchant fees for Discover are higher….
Securing financing for an RV can be a concern if you’re dealing with bad credit. Traditional lending institutions may deem a low credit score as a riskier investment, which can make obtaining a loan more challenging but not impossible. The good news is that there are financing options available that cater to those with less-than-perfect…
If you’re running a small business, then you likely could use a credit card to purchases supplies and other things for the business. But how you do you know which credit card is the best one for you to use for this purpose? Plenty of credit cards target business owners, but at the end of…
If you’ve got a bit of travel on the horizon, then you might want to maximize those credit card rewards by picking a travel credit card. Travel credits cards often let you earn things like airline miles and hotel points, which you can use to cash in on free flights and hotel rooms. But there’s…
For international students, acquiring a credit card in a foreign country like the USA is often a challenge with all the requirements put in place by the card issuers. For example, you need to provide your social security number (SSN) to apply for a credit card. Luckily, this is always not the case. Students’ credit…
Credit scores are complicated, and many things as we may think are normal, may actually adversely affect your credit. For instance, many people don’t realize that there is such a thing as using too much credit. Sure, you may have lots of credit cards with high limits, however, if you want to maintain a good…
Money management has always been important, but today there seems to be a lot more options than there used to be. Financial institutions operate both in-person and online. Many options are only available online, and for people who don’t necessarily stay committed to a single place to live or work. Taking care of your money…